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I have a private student loan with sallie mae/navient that either defaulted in 2011 or 2012.


He is unable to pay it at this time.

Although ACH files are supposed to distinguish between collection of a new payment and reinitiation of a prior one, some originators do not comply with this requirement to label reinitiated transactions.

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To further educate yourself, we encourage you to visit the Consumer Rights Coalition (CRC) website.

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