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The 2017 FDIC communication goes on to say, “Financial institutions that can properly manage customer relationships and effectively mitigate risks are neither prohibited nor discouraged from providing services to any category of business customers or In recent years it seemed to bankers that regulators have been preoccupied with having banks curtail services.
They refused and on the original date for the withdrawal, it bounced causing my bank to charge their fees.
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Thus, any benefit they receive under the current practice—to the extent such benefit exists at all—would appear to be extremely modest.
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