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This information would be necessary to enable a registered information system to provide to a lender a consumer report that accurately reflects a particular consumer's covered loan history across all lenders, which would enable lenders to comply with proposed §§ 1041.
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Second, the proposed conditional exemption for covered short-term loans is consistent with the Bureau's statutory objective under Dodd-Frank Act section 1021 of ensuring that consumers are protected from unfair or abusive acts and practices.
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01 July 2015
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29 November 2015
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10 March 2016
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