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So my advice: if you're not having cash flow issues, and you're not worried about the small change the additional savings interest will provide, I'd say just go ahead and pay in full as soon as you get the bill.
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- Never, we encourage you to pay off your loan as soon as possible.
- More than likely I will pay this note offf in less time than the contractual terms.
Make a table where you can list the principal, the interest rate over time and the total at the end of your loan period.
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