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Some consumer groups expressed concern that even at 5 percent the maximum payment-to-income ratio was too high for some consumers to maintain for six months, the maximum loan duration being considered by the Bureau during the SBREFA process.
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The Bureau is also aware, from confidential information gathered in the course of statutory functions, that one or more lenders used training manuals that instructed employees not to mention these plans until after employees first offered rollovers, and then only if borrowers specifically asked about the plans.
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ZIP codes near Lake Charles
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