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Second, the Bureau believes that an off-ramp provision likely could not be designed in a way to ensure that consumers actually receive the off-ramp.
Jim Lebenthal said it makes sense if you're talking about a 10% drop, but, "You're not gonna have a 10% decline.
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The Bureau believes that large lenders rely on proprietary loan origination systems, and estimates the one-time programming cost for large respondents to update their systems to carry out the various functions to be 1,000 hours per entity.
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It may be impossible for a while.
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