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From what I I think financing makes sense if the interest rate is 0%, or if it is very low.
A typical fee was $2 per $20 borrowed, the equivalent of $10 per $100.
Another option is to head to a pawn shop.
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And it will leave you with more pride than those simply begging.
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She was only customer support so she couldn't fill out the application for me, but she patiently listened to me and stayed on the phone while I filled everything out online.
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