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Stand as a guarantor to only those people who you know are financially sound and will be able to repay their loans.
You pay them $500-1,500 for something that takes them 5-10 minutes of time and is free.
The Bureau believes that some of these institutions do originate loans that would be covered longer-term loans.
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If not, the card will only be good at GAP stores (GAP, Old Navy, Banana Republic, Athleta).
If you need quick cash, a payday loan may not be the best option that you have.
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